The application of information technology to finance, or “fintech,” is expected to revolutionize many aspects of borrowing and lending in the future, but technology has been reshaping consumer and mortgage lending for many years. During the 1990s computerization allowed mortgage lenders to...

This research reviews different emerging digital and disruptive technologies, such as blockchain, in relation to housing, housing assistance and planning systems. While much work has been done in opening up property data assets across governments, significant work is required on data standards,...

The correlation between stock and housing prices, which is critical for household asset allocations, varies widely by metropolitan area and country. A general equilibrium model demonstrates that an aggregate positive technology shock increases stock prices and housing demand but can decrease...

This study is a comprehensive analysis of the Australian private rental sector and its institutions. It explores the interplay between regulation; organisations and structures; and social norms and practices of prevailing policies. It also explores the impact of innovation and digital technology

The application of information technology to finance, or "fintech," is expected to revolutionize many aspects of borrowing and lending in the future, but technology has been reshaping consumer and mortgage lending for many years. During the 1990s, computerization allowed mortgage lenders to...

This report presents a methodology to classify skill requirements in online job postings into a pre-existing expert-driven taxonomy of broader skill categories. The proposed approach uses a semi-supervised Machine Learning algorithm and relies on the actual meaning and definition of the skills....

Generative KI sorgte in jüngster Vergangenheit für großes Aufsehen. Grund ist, dass generative KI-Anwendungen selbstständig Inhalte wie Texte, Bilder, Programmiercodes oder Videos generieren können, die oft nur schwer von menschlich erstellten Inhalten zu unterscheiden sind. Sinnbildlich...

This paper presents and analyzes the results of a recent field experiment in which residential electricity customers in Washington State with price-responsive in-home devices could use those devices to change their electricity consumption autonomously. Doing so also required an important...

We explore how house prices evolve under technological progress, when housing serves for consumption as well as store of value. Technological change leads to human capital substituting physical capital and manual labor. Reduced use of physical capital implies that firms have less tangible...

Energy technology adoption is a complex process, involving the social, behavioral, and economic factors that impact individual decision-making. This paper uses an empirical, geographic information system (GIS)-integrated agent-based model of solar adoption to explore the importance of using...