Jin, Young Jun; Hutagaol-Martowidjojo, Yanthi - In: Journal of banking and financial economics 2 (2019) 12, pp. 39-55
that banks should leverage the ICT innovation since there is a surge of ICT based non-bank financial service providers that … their competitiveness. Prior studies use financial indicator as factors that affect bank competitiveness, however, with the … aim of this study is to analyze specific ICT factors, as well as financial factors, affecting bank competitiveness. This …