This article summarizes findings from selected research conducted under the Social Security Administration's (SSA's) Disability Research Consortium (DRC) at the Mathematica Center for Studying Disability Policy. Mathematica researchers, often in collaboration with SSA and other research...

We analyse asymmetric information in private long-term disability insurance. Using the elimination period as a measure of coverage, we examine the correlation between risk and coverage. Our unique data set includes both group and individual insurance. We are thus able to disentangle moral hazard...