savings-weekly, monthly and seasonally. The results of the study showed that amount saved per period, number of years of … education and engagement in non-farm income generating activities significantly influenced farmers' savings frequencies. The … third stage, which is the time horizon of savings. The findings revealed that rural households are predisposed to extend …

to m-money adoption and usage in Ghana, with a goal towards providing insights into whether m-money services could be … used to: 1) provide cash transfers to extremely vulnerable populations; 2) facilitate savings within rural areas, either by … allowing individual members of savings groups to save, facilitating savings among different savings or promoting savings …

personal savings which forms the fundamentals of national savings has been particularly low in Ghana. The objective of the … study was therefore to investigate the factors that determine personal savings in Ghana. Cross sectional data from 250 …The critical role personal savings play in the development of any economy can not be underestimated. Unfortunately …

After 10 years of successful adjustment, with real economic growth averaging 5 percent per year, Ghana's recorded … savings and investment rates remain very low - even by sub-Saharan African standards. However, survey evidence suggests that … actual savings and investment rates are much higher than recorded rates. National accounts statistics do not capture a large …