I investigate how students from different cultures form risk-sharing networks when they come to study at university …, and how these network structures affect risk attitudes in different contexts. Using an online survey, I find that students … from collectivist cultures such as China form larger financial risk-sharing networks at university than students from …

heterogeneous and risk averse, and the firm is uncertain about the demand curve: both learn from past observations. The attitude … towards risk has important effects with regard to the diffusion pattern. In our model, downward-biased signals to consumers …

heterogeneous and risk averse, and the firm is uncertain about the demand curve: both learn from past observations. The attitude … towards risk has important effects with regard to the diffusion pattern. In our model, downward-biased signals to consumers …