that randomly offered HIV testing appointments and hard commitment devices to high-risk men in Malawi. Appointments more …

This paper models the effect of a HIV/AIDS epidemic on saving behavior and studies the welfare effects of testing for … HIV. The model specifies a utility function that includes both regular consumption, and medical expenditures. Medical … expenditures generate more utility if individuals are HIV infected, but they are only able to purchase the optimal medical …

. (2002, 2005), show that HIV+ agents and participants that perceive to have a high HIV contraction risk are less risk … preference from observed discount rates. Once these factors are taken into account, HIV+ agents’ time preferences conform to …