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Deposit Insurance, Moral Hazard and Bank Risk
Karas, Alexei; Pyle, William; Schoors, Koen J. L. - 2021
Using evidence from Russia, we explore the effect of the introduction of deposit insurance on bank risk. Drawing on variation in the ratio of firm deposits to total household and firm deposits before the announcement of deposit insurance, so as to capture the magnitude of the decrease in market...
Persistent link: https://www.econbiz.de/10013249648
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Deposit insurance, moral hazard and bank risk
Karas, Alexei; Pyle, William; Schoors, Koen - 2021
Using evidence from Russia, we explore the effect of the introduction of deposit insurance on bank risk. Drawing on variation in the ratio of firm deposits to total household and firm deposits before the announcement of deposit insurance, so as to capture the magnitude of the decrease in market...
Persistent link: https://www.econbiz.de/10012421243
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Did the Basel Process of Capital Regulation Enhance the Resiliency of European Banks?
Gehrig, Thomas - 2018
This paper analyses the evolution of the safety and soundness of the European banking sector during the various stages of the Basel process of capital regulation. In the first part we document the evolution of various measures of systemic risk as the Basel process unfolds. Most strikingly, we...
Persistent link: https://www.econbiz.de/10012910412
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The Role of Deposit Guarantee Schemes (DGSS) in Resolution Financing
Gortsos, Christos - 2019
stability of the banking system, DGSs' financial means may also be used in order to contribute to the financing of bank …
Persistent link: https://www.econbiz.de/10012889718
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Did the Basel Process of Capital Regulation Enhance the Resiliency of European Banks
Gehrig, Thomas - 2017
This paper analyses the evolution of the safety and soundness of the European banking sector during the various stages of the Basel process of capital regulation. In the first part we document the evolution of various measures of systemic risk as the Basel process unfolds. Most strikingly, we...
Persistent link: https://www.econbiz.de/10012946327
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Did the Basel Process of Capital Regulation Enhance the Resiliency of European Banks?
Gehrig, Thomas - 2017
This paper analyses the evolution of the safety and soundness of the European banking sector during the various stages of the Basel process of capital regulation. In the first part we document the evolution of various measures of systemic risk as the Basel process unfolds. Most strikingly, we...
Persistent link: https://www.econbiz.de/10012950027
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The Politics of Bank Non Lending Activities Regulation : A Cross Country and Time Dynamic Study of the Role of Government and Private Industry Groups
Méndez, Carlos Humberto - 2011
incumbent private industries) on regulation reform regarding bank entry into non-lending activities (non-financial firms … that countries that restricted non-lending activities achieved lower levels of financial development with respect to those … suggesting that industries, classified as promoters of financial development, have a preference to restrict bank-entry into non …
Persistent link: https://www.econbiz.de/10013120477
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Private Liquidity and Banking Regulation
Monnet, Cyril - 2012
We show that the regulation of bank lending practices is necessary for the optimal provision of private liquidity. In an environment in which bankers cannot commit to repay their creditors, we show that neither an unregulated banking system nor narrow banking can provide the socially efficient...
Persistent link: https://www.econbiz.de/10013106520
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Quasi-Merit Goods : The Concept and a Case Study of Private Bank Deposits
Vernikov, Andrei - 2021
Drawing on the merit goods concept developed by Richard A. Musgrave, this paper introduces the notion of quasi-merit goods. The criteria of eligibility for merit goods are vague. A quasi-merit good constitutes a special case where government protection and sponsorship are obtained via public...
Persistent link: https://www.econbiz.de/10013244313
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Financial crisis, economic recovery and banking development in former Soviet Union economies
Huang, Haizhou; Marin, Dalia; Xu, Chenggang - 2003
This paper explains both the onset of the financial crisis in 1998 and the striking economic recovery afterwards in … collapse of the treasury bills market in the financial crisis of August 1998 triggers a change in banks lending behavior. A …
Persistent link: https://www.econbiz.de/10011514178