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Overconsumption, credit rationing and bailout monetary policy : a Minskyan perspective

Charpe, Matthieu; Flaschel, Peter; Proaño Acosta, Christian - 2009

Bank may prevent the worst by acting as creditor of last resort, purchasing loans where otherwise debt default (and …

Persistent link: https://www.econbiz.de/10003861624

A structural econometric model of price discrimination in the mortgage lending industry

Gary-Bobo, Robert; Larribeau, Sophie - 2002

We propose a model of discrimination in the market for mortgages. The model explains accepted loan applications and determines loan sizes and interest rates simultaneously. A competitive, and a discriminating monopoly version of the model are proposed. Offered interest rates and loan sizes are a...

Persistent link: https://www.econbiz.de/10011410245

Modeling the current loan-to-value structure of mortgage pools without loan-specific data

Palmroos, Peter - In: The journal of credit risk : published quarterly by … 12 (2016) 4, pp. 1-15

Persistent link: https://www.econbiz.de/10011645432

Persistent demand shortage due to household debt

Kobayashi, Keiichiro - 2016

Persistent link: https://www.econbiz.de/10012125823

Credit Rationing Effects of Credit Value-at-Risk

Slijkerman, Jan Frederik; Smant, David J.C.; de Vries, … - 2004

Banks provide risky loans to firms which have superior information regarding the quality of their projects. Due to … of low quality, i.e. high risk, loans and therefore reduces the risk of the bank loan portfolio. However, CVaR regulation …

Persistent link: https://www.econbiz.de/10010325499