discusses if a private health insurance subsidy policy can reduce the expenses covered by the public system. A theoretical model … scenario, a subsidy raises heath expenses if articulation between coverage is complementary. On the contrary, in adverse … selection scenarios a subsidy reduces expenditure if articulation is supplementary. Intermediate scenarios are also considered …

employer payments for health insurance from income taxation. The welfare loss from this subsidy has been a theme of much …

price supplementary products, poor regulation of reserves and the limitations of the previous risk-equalization mechanism …