firms. Using matched bank-firm credit data from Belgium, we show that firms borrowing from banks with negative credit supply …Current empirical methods to identify and assess the impact of bank credit supply shocks rely strictly on multi-bank …-location-size-time fixed effects) that allows identifying timevarying cross-sectional bank credit supply shocks using both single- and multi-bank …

how competition among banks a ects the risk sensitivity of interest rates in the Norwegian corporate credit market. We …We use unique relationship-level data which includes banks’ private risk assessments of corporate borrowers to quantify … show that an increase in competition makes corporate lending rates less sensitive to banks’ own assessment of borrower …