I investigate how students from different cultures form risk-sharing networks when they come to study at university, and how these network structures affect risk attitudes in different contexts. Using an online survey, I find that students from collectivist cultures such as China form larger...

In the finance industry, risk compliance has become an important issue after numerous policy violations resulting in significant costs for financial institutions and society as a whole. Little evidence currently exists on the drivers of non-compliant behavior. We run a lab-in-the-field...