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Switching Costs in Competitive Health Insurance Markets
Lamiraud, Karine - 2013
competition in basic health insurance markets. We identify several barriers to switching, namely choice overload, status quo bias …
Persistent link: https://www.econbiz.de/10013076435
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Doctor switching costs
Dahl, Gordon B.; Forbes, Silke J. - In: Journal of public economics 221 (2023), pp. 1-12
Persistent link: https://www.econbiz.de/10014287903
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Coinsurance vs. copayments : reimbursement rules for a monopolistic medical product with competitive health Iinsurers
Cremer, Helmuth; Lozachmeur, Jean-Marie - 2021
This paper studies a market for a medical product in which there is perfect competition among health insurers, while …
Persistent link: https://www.econbiz.de/10012581345
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Coinsurance vs. Copayments : Reimbursement Rules for a Monopolistic Medical Product with Competitive Health Insurers
Cremer, Helmuth; Lozachmeur, Jean-Marie - 2021
This paper studies a market for a medical product in which there is perfect competition among health insurers, while …
Persistent link: https://www.econbiz.de/10013221173
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Inattention vs switching costs : an analysis of consumers' inaction in choosing a water tariff
Heiss, Florian; Ornaghi, Carmine; Tonin, Mirco - 2021
savings they would obtain if they were to switch water tariff. Our empirical framework separates two sources of inertia … opportunity they are offered and that, conditional on paying attention, median switching costs are £89. A model where all … customers are assumed to pay attention instead delivers implausibly high switching costs, with a median of £482. Looking at the …
Persistent link: https://www.econbiz.de/10012592066
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Voluntary Health Plan Subsidies and Public Expenditure
Buitrago, Giancarlo; Bardey, David - 2015
Countries that seek to provide universal health coverage deal with considerable publicly funded expenses. This article discusses if a private health insurance subsidy policy can reduce the expenses covered by the public system. A theoretical model is developed in which individuals are...
Persistent link: https://www.econbiz.de/10014132406
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Switching Costs and Store Choice
Richards, Timothy J. - 2019
Switching costs are generally regarded as anti-competitive as firms can raise prices to "locked-in" consumers, at least up to the cost of switching to a lower-priced alternative. However, there is some evidence, both theoretical and empirical, that tends to show the opposite. Namely, suppliers,...
Persistent link: https://www.econbiz.de/10012861041
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Tariff Choice with Consumer Learning and Switching Costs
Goettler, Ronald L.; Clay, Karen - 2010
Consumers choosing flat-rate contracts tend to have insufficient usage to warrant the cost, particularly for new products. We propose and estimate a Bayesian learning model of tariff and usage choice that explains this "flat-rate bias'' without relying on behavioral misjudgments or...
Persistent link: https://www.econbiz.de/10014059541
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Deep Habits
Ravn, Morten O.; Schmitt-Grohé, Stephanie; Uribe, Martín - 2004
This paper generalizes the standard habit formation model to an environment in which agents form habits over individual varieties of goods as opposed to over a composite consumption good. We refer to this preference specification as 'deep habit formation'. Under deep habits, the demand function...
Persistent link: https://www.econbiz.de/10014073602
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Adverse Selection and Switching Costs in Health Insurance Markets : When Nudging Hurts
Handel, Benjamin R. - 2011
This paper investigates consumer switching costs in the context of health insurance markets, where adverse selection is a potential concern. Though previous work has studied these phenomena in isolation, they interact in a way that directly impacts market outcomes and consumer welfare. Our...
Persistent link: https://www.econbiz.de/10013120191