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Where Do Students Go When For-Profit Colleges Lose Federal Aid?
Cellini, Stephanie; Darolia, Rajeev; Turner, Lesley J. - 2017
instead shifts students across higher education sectors. Finally, we provide suggestive evidence that students induced to …
Persistent link: https://www.econbiz.de/10014121532
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May the Executive Branch Forgive Student Loan Debt Without Further Congressional Action?
Jackson, Howell E.; Mark, Colin - 2021
On April 1, 2021, the Biden Administration announced that Secretary of Education Michael Cardona will consider whether the President has legal authority to forgive up to $50,000 per debtor in student loan debt without further Congressional action. This paper collects the leading arguments for...
Persistent link: https://www.econbiz.de/10013234818
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Chapter 8. Student Loans and Repayment : Theory, Evidence, and Policy
Lochner, L.; Monge-Naranjo, A. - In: Handbook of the economics of education : Volume 5, (pp. 397-478). 2016
have increased. We discuss these trends as well as recent evidence on the extent to which students are able to obtain … student credit arrangements that balance three important objectives: (i) providing credit for students to access college and …
Persistent link: https://www.econbiz.de/10014025213
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Student loans and repayment : theory, evidence and policy
Lochner, Lance; Monge-Naranjo, Alexander - 2014
have increased. We discuss these trends as well as recent evidence on the extent to which students are able to obtain … student credit arrangements that balance three important objectives: (i) providing credit for students to access college and …
Persistent link: https://www.econbiz.de/10010457242
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Experimental Evidence on Consumption, Saving, and Family Formation Responses to Student Debt Forgiveness
Jabbari, Jason; Roll, Stephen; Despard, Mathieu; … - 2022
how student debt forgiveness would relate to intended household decisions and behaviors. We conducted a survey experiment …
Persistent link: https://www.econbiz.de/10013405375
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University Graduation Dependent on Family’s Wealth, Ability and Social Status
Ehlers, Tim - 2011
This paper presents a model showing an incentive for a group of people to vote for higher tuition fees, even if these fees have no quality effect. The incentive is based on a non-monetary influence on utility, namely the social status or prestige of graduating. The basic assumption is that the...
Persistent link: https://www.econbiz.de/10014183901
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Federal Student Loan Servicing Accountability and Incentives in Contracts
Darolia, Rajeev; Sullivan, Andrew - 2020
Student loan servicers play a critical and underappreciated role in federal student oan programs. The federal government contracts out to servicers an array of many of the most critical functions related to student loan repayment, including account management, payment processing, and the...
Persistent link: https://www.econbiz.de/10014048724
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Default Risk and Private Student Loans : Implications for Higher Education Policies
Ionescu, Anamaria Felicia - 2017
In recent years, the proportion of students facing a binding constraint on government student loans has grown. This has … investment. A critical aspect of the private market for student loans is that loan terms must reflect students' risk of default …
Persistent link: https://www.econbiz.de/10012972731
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Loans, Insurance and Failures in the Credit Market for Students
Del Rey, Elena - 2011
In the education literature, it is generally acknowledged that both credit and insurance for students are rationed. In … students who have private information on their ability to learn and can decide to default on debt. We show that the combination … student risk aversion is high, high ability students are separated and student loan contracts involve a limited amount of …
Persistent link: https://www.econbiz.de/10013127182
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University graduation dependent on family's wealth, ability and social status
Ehlers, Tim - 2011
This paper presents a model showing an incentive for a group of people to vote for higher tuition fees, even if these fees have no quality effect. The incentive is based on a non-monetary influence on utility, namely the social status or prestige of graduating. The basic assumption is that the...
Persistent link: https://www.econbiz.de/10009008128