We study the pricing of deposit accounts following a regulation that capped debit card interchange fees in the United …

system of capital regulation that addresses these needs by making changes to all three pillars of bank regulation: only …Despite revisions to bank capital standards, fundamental shortcomings remain: the rules for setting capital …

bank's solvency position: Low solvency banks report values of Tier 1 regulatory capital that exceed book equity. These …. The decreasing relationship between regulatory adjustments and bank solvency reflects the cost of deleveraging, a cost …

coordinated ones when governments care equally about bank profits, taxpayers, and consumers. …

coordinated ones when governments care equally about bank profits, taxpayers, and consumers. …

We study lottery behavior in banking stocks and use MAX/MIN to capture loss protection from bank bailout guarantees. We … find that bank lottery preferences lead to lower short-term returns and that regulatory TARP assistance increases the … likelihood of bank lotteryness and risk taking. Lottery-type bank equities are riskier after TARP and exhibit fatter right to …

bank profits, taxpayers, and consumers. …

In 2014 the Prudential Regulation Authority, Bank of England, was given a new secondary objective to facilitate … mitigating risk in the absence of good prudential regulation, and (iv) if prudential regulation is set at the same time that the …

competitive environment affect bank monitoring choices and the effectiveness of capital regulation? Our approach deviates from the …We assess the influence of competition and capital regulation on the stability of the banking system. We particularly … ask two questions: i) how does capital regulation affect (endogenous) entry; and ii) how do (exogenous) changes in the …

The central purpose of this chapter is to consider how complexity might usefully be applied to the study of regulation … its associated methodologies to something like regulation. One of the central claims made here is that in order for this … to be a meaningful exercise, complexity needs to piggyback onto existing concepts from regulation scholarship in order to …