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Determinants of the Strategic Mortgage Default Cumulative Distribution Function
Seiler, Michael - 2014
This study discusses the many factors and considerations that enter into the strategic mortgage default (SMD) decision …
Persistent link: https://www.econbiz.de/10013051045
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Making Firms Liable for Consumers' Mistaken Beliefs : Theoretical Model and Empirical Applications to the U.S. Mortgage and Credit Card Markets
Alexandrov, Alexei - 2017
when U.S. residential mortgage creditors became liable for failing to consider a borrower's future ability to repay the … mortgage, suggesting that these events improved consumer surplus and might have improved social welfare …
Persistent link: https://www.econbiz.de/10012971834
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Private Valuation and Private Information : Can Mandatory Non-Recourse Mortgage Legislation Restore a Missing Market?
Meir, Asher - 2012
Many US states mandate only non-recourse mortgages for dwellings, thus limiting choice and raising prices. Given the perceived benefit of such mortgages, it is a puzzling fact that no lenders currently offer them in "choice" states. We simulate a housing market with a spectrum of borrowers with...
Persistent link: https://www.econbiz.de/10013110151
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Mortgage Property Rights and Post-Default Incentives
Capone, Charles A. - 2011
This research explores effective (economic) property rights granted to contractual parties when a home mortgage is in …
Persistent link: https://www.econbiz.de/10013127679
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Two Faces : Demystifying the Mortgage Electronic Registration System's Land Title Theory
Peterson, Christopher Lewis - 2013
In the mid-1990s, mortgage bankers created Mortgage Electronic Registration Systems, Inc. (MERS) to escape the costs … associated with recording mortgage transfers. To accomplish this, lenders permanently list MERS as the mortgagee of record …
Persistent link: https://www.econbiz.de/10013094259
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Multi-period structural model of a mortgage portfolio with cointegrated factors
Gapko, Petr; Šmíd, Martin - In: Finance a úvěr 66 (2016) 6, pp. 565-574
Persistent link: https://www.econbiz.de/10011582648
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Indicators of collateral misreporting
Demiroglu, Cem; James, Christopher M. - In: Management science : journal of the Institute for … 64 (2018) 4, pp. 1747-1760
Persistent link: https://www.econbiz.de/10011855732
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Mortgages denominated in domestic and foreign currencies : simple models
Király, Júlia; Simonovits, András - In: Emerging markets finance & trade : a journal of the … 53 (2017) 7/8/9, pp. 1641-1653
Persistent link: https://www.econbiz.de/10011823938
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A life cycle model with housing tenure, constrained mortgage finance and a risky asset under uncertainty
He, Zhechun; Simmons, Peter J. - 2018
Persistent link: https://www.econbiz.de/10011941354
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Mortgages denominated in domestic and foreign currencies : simple models
Király, Júlia; Simonovits, András - 2015
After the short temporary popularity of foreign currency denominated (FXD) loans, during the Great Financial and Economic Recession (2007- 2013), the burden of these loans has become unaffordable for a lot of borrowers in East Central Europe. We have designed a family of simple models to compare...
Persistent link: https://www.econbiz.de/10010481775