Business cycles imply liquidity risks for banks. This paper explores how these risks influence bank lending over the … cycle. With forward-looking banks, lending cycles, credit booms and busts, or suppressed and highly fragile bank systems can … unpleasant effects on bank lending. Imposing countercyclical capital adequacy ratio may amplify procyclicality or result in …

This paper identifies the main dimensions of capital regulation. We use survey data from 142 countries from the World … Bank's (2013) database covering various aspects of bank regulation. Using multiple explorative factor analysis, we identify …

quantity and the composition of bank lending. We find that credit supplied by banks that introduced the model-based approach …

, the equilibrium loan rate spread increases, which raises bank profitability and the market-to-book value of bank capital … model’s dynamic implications in a panel VAR estimation, which suggests that bank lending has even increased in the long …

-party investors increase the insolvency risk of banks. This is particularly likely if a bank sells the senior tranche and retains a …

, the equilibrium loan rate spread increases, which raises bank profitability and the market-to-book value of bank capital … model’s dynamic implications in a panel VAR estimation, which suggests that bank lending has even increased in the long …

on the effect of most factors on banks' share of equity according to the type of bank and to the region of the bank …

interconnectedness on the banks' failure probability can be alleviated if bank capital regulation is properly designed. This paper … supports the conclusion in Allen and Gale (2000) that a complete financial system in which each bank is connected to all the …

on the effect of most factors on banks' share of equity according to the type of bank and to the region of the bank …

Bank regulators and academics have long conjectured the beneficial effects of smoothing in loan loss provisions (i ….e., making higher provisions during good times so as to avoid doing so during bad times) for bank lending and stability, while … emerging market crisis to capture an adverse supply shock to bank capital, we show, consistent with the bright-side, that …