This study uses the demise of the Home Value Insurance Company (HVIC) to explore whether the concept of home equity … insurance is implementable. Shiller, R. and Weiss, A. (1999) and Goetzmann, W., Caplin, A., Hangen, E., Nalebuff, B., Prentce, E … insurance. This study explores the cost associated, in the U.S. Real Estate Market, with this risk transfer process in the pre …