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Purpose: To explain the innovation resistance and consumer acceptance of internet-only bank services, this paper … acceptance for internet-only bank services. Design/methodology/approach: The performance expectancy, effort expectancy, social … IRM were adopted in the model.To this end, 203 online survey responses from non-users of internet-only bank services were …
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The growing popularity of fintechs has led the Financial Stability Board (FSB) to publish considerations about the effects of this emerging industry on stability and efficiency in the financial sector. Against this background, this paper compares the effects of competition and collaboration...
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show that FinTech (Traditional) lenders primarily supply unsecured (asset-backed) loans to borrowers with short-term (long …
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