, and effective regulation. Recent developments suggest that regulatory approaches and their legal foundations need to … augment entity-based regulation with increasing focus on activities and risks as market structure changes. This paper draws on …

1. Introduction -- 2. Foundations of financial regulation -- 3. The information problem and regulatory failure -- 4. An …. Conceptualizing a regulatory response to fintech -- 10. Analysing the current menu of fintech regulation. … and practitioners interested in financial technology and regulation. Christopher Ruof is a former Research Associate at …

, creating a gap between the information assumed to be available to regulators in models of optimal regulation and the … synthesize knowledge about the design and implementation of bank regulation and identify areas where more work is needed. We … present a simple framework for organizing the relevant ideas, namely the externalities that motivate bank regulation, the …

research and sheds new light on the role of banks and their prudential regulation. Specifically, the results suggest that banks …

banking research and sheds new light into the role of banks and their prudential regulation. Specifically, the results suggest …