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adoptions, bank branch network between 2006 and 2018 has tripled and ATM networks have increased four-fold. In this paper, we … for thirty-eight commercial banks, we find that non-price competition indicators matter for the bank's pricing behaviour … convenience on the deposit rate is negative for both bank branch network and ATMs network albeit insignificant, while the a higher …
Persistent link: https://www.econbiz.de/10012595699
fees, foreign fees and surcharges applied to transactions by customers at other than an own-bank ATM. Surcharging raises … typically not possible between a bank and a non-bank. A high cost of teller transactions modifies the tendency towards high ATM …
Persistent link: https://www.econbiz.de/10012762797
We take the user cost approach to modeling the financial firm that maximizes capitalized variable profit to investigate whether the monetary transmission mechanism differs in low and high interest rate environments. We use the panel of U.S. commercial banks from 1992 to 2014 to construct the...
Persistent link: https://www.econbiz.de/10012907562
fees, foreign fees and surcharges applied to transactions by customers at other than an own-bank ATM. Surcharging raises … typically not possible between a bank and a non-bank. A high cost of teller transactions modifies the tendency towards high ATM …
Persistent link: https://www.econbiz.de/10012468814
, Extended Business Hours (EBH), Speedy processing are only a few to mention. Greater part of today's bank transactions take …
Persistent link: https://www.econbiz.de/10013068036
This paper looks at how banks and financial firms can interact with ecommerce. First, banks and financial firms can learn from e-commerce and use the technology and business practice of e-commerce to develop and market their products to the customers. They have been quite active in this...
Persistent link: https://www.econbiz.de/10013069828
This paper examines how banks can translate the potential of mobile phones into greater financial access for poor people. Although mobile phone operators have been able to use the mobile phone for mobile remittance and bill payment services in several countries, banks have had little success in...
Persistent link: https://www.econbiz.de/10013139497