Narrow search
Showing 1 - 10 of 7,493
Cover Image
Credit risk transfer and bank competition
Hakenes, Hendrik; Schnabel, Isabel - 2009
We present a banking model with imperfect competition in which borrowers’ access to credit is improved when banks are …
Persistent link: https://www.econbiz.de/10003883661
Cover Image
Evolutionary model of the bank size distribution
Kaldasch, Joachim - 2013
of scale leading to a Pareto tail. The model suggests that the liberalization of the banking system in the last decades …
Persistent link: https://www.econbiz.de/10010193850
Cover Image
Evolutionary model of the bank size distribution
Kaldasch, Joachim - 2014
An evolutionary model of the bank size distribution is presented based on the exchange and creation of deposit money. In agreement with empirical results the derived size distribution is lognormal with a power law tail. The theory is based on the idea that the size distribution is the result of...
Persistent link: https://www.econbiz.de/10010251071
Cover Image
First-Mover Advantage : An Integrative Framework in Economics, Strategic Management and Marketing with Empirical Models in the Banking Industry
Araiza, Claudia - 2014
second research study, I propose to fill a gap in the multinational banking literature with an empirical investigation of … advantage over banks that locate in the same city afterwards. The U.S. banking industry has experienced several changes since … banking products. One such test is the first-mover advantage. For the third research study, I test the first-mover advantage …
Persistent link: https://www.econbiz.de/10013070496
Cover Image
Credit Risk Transfer and Bank Competition
Hakenes, Hendrik - 2009
We present a banking model with imperfect competition in which borrowers' access to credit is improved when banks are …
Persistent link: https://www.econbiz.de/10013155071
Cover Image
Assessing Bank Deposit Market Power Given Limited Consumer Consideration
Abrams, Eliot - 2019
Accurate assessments of bank deposit market power are essential for antitrust and monetary policy. Regulators and researchers have traditionally measured market power assuming all consumers consider every bank operating in a given geographic region. However, these measures are generally biased...
Persistent link: https://www.econbiz.de/10012865380
Cover Image
Measuring Competition in the UK Deposit-Taking Sector
de-Ramon, Sebastian - 2016
We use a new regulatory dataset to measure the intensity competition in the UK deposit-taking sector. The novelty of this study is two-fold. First, the dataset allows us to explore trends in competition intensity over an extended, 24-year period from 1989 to 2013 using data for UK-regulated...
Persistent link: https://www.econbiz.de/10012978060
Cover Image
Strategic Information Disclosure and Bank Lending
Agarwal, Sumit - 2016
We study private firms' strategic disclosure of financial statements in shaping bank lending decisions and structuring debt contracts in informationally opaque credit markets. Using a unique dataset of loan applications by small businesses to a large bank, we document that the availability of...
Persistent link: https://www.econbiz.de/10013003010
Cover Image
“Sorry, We're Closed" Bank Branch Closures, Loan Pricing, and Information Asymmetries
Bonfim, Diana - 2020
We study local loan conditions when, under external pressure, banks close branches. After the closure of nearby branches of their credit granting banks, firms that locally and hurriedly transfer to other banks receive an equivalent interest rate. However, and in stark contrast, where branch...
Persistent link: https://www.econbiz.de/10012855640
Cover Image
Productivity of Banks : Implications for Interest Rates, Economic Profits and Branches
Martín‐Oliver, Alfredo - 2014
purpose, it models spatial competition in retail banking among bank branches with different productivity level. In the short …
Persistent link: https://www.econbiz.de/10013051057