We use the Italian Survey of Household Income and Wealth, a rather unique dataset with a long time dimension of panel … information on consumption, income and wealth, to structurally estimate a buffer-stock saving model. We exploit the information … contained in the joint dynamics of income, consumption and wealth to quantify the degree of insurance against income risk. The …

This report summarises key stylised facts from the first wave of the Eurosystem Household Finance and Consumption … Survey, which provides household-level data collected in a harmonised way in 15 euro area countries for a sample of more than … 62,000 households. The report presents results on household assets and liabilities, income, and indicators of consumption …

-quarter of total household wealth in Europe provides further corroboration for this finding. …In this paper, we analyze the saving motives of European households using micro-data from the Household Finance and …