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Household finances and social interaction : Bayesian analysis of household panel data
Brown, Sarah; Ghosh, Pulak; Taylor, Karl - 2014
types of debt and financial assets held conditional on holding the different types of debt and assets. The analysis suggests … amounts of both debt (unsecured and secured) and assets (property and non-housing), even after conditioning on the probability …
Persistent link: https://www.econbiz.de/10010380024
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Credit card debt puzzle : liquid assets to pay bills
Greene, Claire; Stavins, Joanna - 2022
Using transaction data from a US consumer payments diary, we revisit the credit card debt puzzle-a scenario in which … consumers revolve credit card debt while also keeping liquid assets as bank account deposits. This scenario is very common: 42 … percent of consumers in our sample were borrower-savers in 2019 (those who carry $100 or more in credit card debt and $100 or …
Persistent link: https://www.econbiz.de/10013348412
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Credit card debt puzzle : liquid assets to pay bills
Greene, Claire; Stavins, Joanna - 2022 - This version: June 2022
Using transaction data from a US consumer payments diary, we revisit the credit card debt puzzle-a scenario in which … consumers revolve credit card debt while also keeping liquid assets as bank account deposits. This scenario is very common: 42 … percent of consumers in our sample were borrower-savers in 2019 (those who carry $100 or more in credit card debt and $100 or …
Persistent link: https://www.econbiz.de/10013332928
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Age-differentiated QALI losses
Ferrer-i-Carbonell, Ada; Praag, Bernard M. S. van - 2001
In this paper we evaluate the QALY loss, which may be assigned to the prevalence of specific chronic illnesses and physical handicaps. The analysis is based on an individual self-rating health satisfaction question asked in the British Household Panel Survey data set. This question provides a...
Persistent link: https://www.econbiz.de/10011326417
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Age-differentiated QALY losses
Praag, Bernard M. S. van; Ferrer-i-Carbonell, Ada - 2001
In this paper we evaluate the QALY losses, which are linked to the prevalence of specific chronic illnesses and impediments. The analysis is based on the individual self-rating health satisfaction question asked in the British Household Panel Survey data set. Our method is a refinement of the...
Persistent link: https://www.econbiz.de/10011402375
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Labelled loans and human capital investments
Augsburg, Britta; Caeyers, Bet; Giunti, Sara; Malde, Bansi - 2021
Imperfect capital markets and commitment problems impede lumpy human capital investments. Labelled loans can alleviate both constraints, but little is known about their effectiveness in practice. We draw on a cluster randomized controlled trial in rural India to provide the first evidence that...
Persistent link: https://www.econbiz.de/10012583363
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Intergenerational Altruism : Estimates Based on News About Expected Mortality
Kvaerner, Jens - 2022
I analyze the inter-vivos transfers and bequest decisions of 700,000 individuals during a period when the decision-maker receives negative news regarding life expectancy. The event that initiates the news is a health outcome. Expected mortality increases both the likelihood of transferring...
Persistent link: https://www.econbiz.de/10013307602
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Labeled loans and human capital investments
Augsburg, Britta; Caeyers, Bet; Giunti, Sara; Malde, Bansi - 2023
Imperfect capital markets and commitment problems impede lumpy human capital investments. Labeled loans have been postulated as a potential solution to both constraints, but little is known about the role of the label in influencing investment choices in practice. We draw on a cluster randomized...
Persistent link: https://www.econbiz.de/10014371953
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Habit formation, obesity, and cash rewards
Augurzky, Boris; Bauer, Thomas K.; Reichert, Arndt R.; … - 2018
This paper examines weight loss and the formation of healthy habits through cash rewards in the context of a multi-phase randomized controlled trial involving 700 obese individuals. We find effects of monetary incentives for weight loss of up to EUR 300 on body weight during all experimental...
Persistent link: https://www.econbiz.de/10011846799
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Habit formation, obesity, and cash rewards
Augurzky, Boris; Bauer, Thomas K.; Reichert, Arndt R.; … - 2018
This paper examines weight loss and the formation of healthy habits through cash rewards in the context of a multi-phase randomized controlled trial involving 700 obese individuals. We find effects of monetary incentives for weight loss of up to EUR 300 on body weight during all experimental...
Persistent link: https://www.econbiz.de/10011823823