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Bank fees, aftermarkets, and consumer behavior
Adams, Robert M. - 2017
Fees for banking services have been a policy concern for over 20 years and the subject of several government agencies …
Persistent link: https://www.econbiz.de/10011709329
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Credit quantity and credit quality : bank competition and capital accumulation
Cetorelli, Nicola; Peretto, Pietro F. - 2009
growth. We further demonstrate that banking market structure can be responsible for the emergence of development traps in …
Persistent link: https://www.econbiz.de/10003864581
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On the incentives to form strategic coalitions in ATM markets
Wenzel, Tobias - 2008
This paper studies ATM coalitions in retail banking. We ask when it is profitable for banks to make agreements which … in the banking market. We find that such agreements are profitable when the interchange fee is sufficiently high. When … typically higher with a coalition. -- Banking competition, ATM networks, collusion …
Persistent link: https://www.econbiz.de/10003894694
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Credit Quantity and Credit Quality : Bank Competition and Capital Accumulation
Cetorelli, Nicola - 2010
In this paper we show that bank competition has an intrinsically ambiguous impact on capital accumulation. We further show that it is also responsible for the emergence of development traps in economies that otherwise would be characterized by unique equilibria. These results explain the...
Persistent link: https://www.econbiz.de/10013138153
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Credit Quantity and Credit Quality : Bank Competition and Capital Accumulation
Cetorelli, Nicola - 2009
growth. We further demonstrate that banking market structure can be responsible for the emergence of development traps in …
Persistent link: https://www.econbiz.de/10013159013
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Financial Liberalization, Competition, and Bank Loan Quality
Chen, Xiaofen - 2017
bank loan quality. It shows that if a banking market is liberalized, the opportunity cost of screening loan applicants is …
Persistent link: https://www.econbiz.de/10012953257
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Identification in Differentiated Products Markets
Berry, Steven - 2015
Empirical models of demand for -- and, often, supply of -- differentiated products are widely used in practice, typically employing parametric functional forms and distributions of consumer heterogeneity. We review some recent work studying identification in a broad class of such models. This...
Persistent link: https://www.econbiz.de/10013017351
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User Costs, the Financial Firm, and Monetary and Regulatory Policy
Isakin, Maksim - 2018
We investigate how key monetary policy instruments and financial regulation affect the banking firm. We take the user … cost approach to the construction of prices for financial services and use quarterly data on the U.S. commercial banking … evidence consistent with neoclassical microeconomic theory. We find that the compensated price elasticities of banking …
Persistent link: https://www.econbiz.de/10012909438
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Interest Rates and Foreign Spillovers
De Santis, Roberto A. - 2019
We show that medium-term interest rates in the euro area, Japan, UK and US are affected by domestic and foreign shocks. We find that US rates are the main source of spillovers globally and are less exposed to foreign shocks. Foreign spillovers to European rates were negligible only during the...
Persistent link: https://www.econbiz.de/10012894814
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SME loan pricing and lending relationships in Germany : a new look
Lehmann, Erik; Neuberger, Doris - 1998
Strong lending relationships between banks and small and medium-sized enterprises (SMEs) play a key role in the bank-based financial system of Germany. So far, they have been mainly described by the notion of an housebank and transactional features of long-term bank-customer relationships. The...
Persistent link: https://www.econbiz.de/10011540313