We investigate how savings goals relate to wealth allocation and how this relationship is moderated by financial advice … assets and that independent financial advice enhances the influence of savings goals on wealth allocation to fairly safe and …

attainment independently predict household wealth in the Health and Retirement Study (HRS). This relationship is partly explained … gradient in wealth.We show that individuals with lower genetic scores are more prone to reporting "extreme beliefs" (e … wealth disparities not only through education and higher earnings, but also through their impact on the ability to process …