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How important is variability in consumer credit limits?
Fulford, Scott L. - 2014 - This version: May 2014; first draft: June 2010
through which financial system uncertainty affects household decisions. …
Persistent link: https://www.econbiz.de/10010414215
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Credit card debt puzzle : evidence from the euro area
Pulina, Giuseppe - In: Economics letters 236 (2024), pp. 1-4
Persistent link: https://www.econbiz.de/10015071842
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Credit cards, credit utilization, and consumption
Fulford, Scott L.; Schuh, Scott - 2019
Persistent link: https://www.econbiz.de/10012431765
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The real cost of credit constraints : evidence from micro-finance
Sane, Renuka; Thomas, Susan - In: The B.E. journal of economic analysis & policy 16 (2016) 1, pp. 151-183
Persistent link: https://www.econbiz.de/10011430687
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Minimum wages and consumer credit : impacts on access to credit and traditional and high-cost borrowing
Dettling, Lisa J.; Hsu, Joanne W. - 2017 - This version: January 15, 2017
Persistent link: https://www.econbiz.de/10011708137
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Household financial distress and the burden of "aggregate" shocks
Athreya, Kartik B.; Mather, Ryan; Mustre-del-Río, José; … - 2020
The goal of this paper is to show that household-level financial distress (FD) varies greatly, meaning there is unequal …
Persistent link: https://www.econbiz.de/10012391177
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Household financial distress and the burden of "aggregate" shocks
Athreya, Kartik B.; Mather, Ryan; Mustre-del-Río, José; … - 2020
Persistent link: https://www.econbiz.de/10012499002
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Consumption smoothing and debtor protections
Pattison, Nathaniel - In: Journal of public economics 192 (2020), pp. 1-22
Persistent link: https://www.econbiz.de/10012585511
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Catching up with the Joneses and borrowing constraints : an agent-based analysis of household debt
König, Nadja; Größl, Ingrid - 2014
We study an Agent-based model of household-bank relationships where households borrow for the purpose of consumption …
Persistent link: https://www.econbiz.de/10010425727
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The role of personality traits in household loan expectations and borrowing constraints
Goldfayn-Frank, Olga; Vellekoop, Nathanael - 2023
We explore how personality traits are related to household borrowing behavior. Using survey data representative for the … complement as well as substitute financial knowledge of a household. We present three sets of results. First, we find that …
Persistent link: https://www.econbiz.de/10013542004