exogenous differences in subsidy eligibility in 2014 at three cutoffs to identify the separate and combined effects of the APTCs … and CSRs on private insurance coverage. I estimate a 4.8 to 5.4 percentage point increase in private insurance coverage … to the combined incentives. I calculate a demand elasticity for health insurance of -0.65 to -0.58, which is higher than …

This paper studies regulated health insurance markets known as exchanges, motivated by the increasingly important role … they play in both public and private insurance provision. We develop a framework that combines data on health outcomes and … insurance plan choices for a population of insured individuals with a model of a competitive insurance exchange to predict …

This paper studies regulated health insurance markets known as exchanges, motivated by their inclusion in the … competitive insurance markets to predict outcomes under different regulations that govern insurers' ability to use health status …

This paper studies regulated health insurance markets known as exchanges, motivated by their inclusion in the … competitive insurance markets to predict outcomes under different regulations that govern insurers' ability to use health status …