Japan's household saving rate showed great volatility, was often low and even negative, and was high only during the 25-year … trends over time in, Japan's household saving rate via various socioeconomic and policy variables. This seems to suggest that …

Credit limit variability is a crucial aspect of the consumption, savings, and debt decisions of households in the … United States. Using a large panel, this paper first demonstrates that individuals gain and lose access to credit frequently … and often have their credit limits reduced unexpectedly. Credit limit volatility is larger than most estimates of income …

macroeconomics and industrial organization. I review theoretical and empirical work on household debt: its prevalence, level, growth …

credit constraints are ignored. As a more constructive contribution, I supply a tractable approach to obtaining bounds on the … register data. Results suggest that children does not affect household consumption in the same magnitude previously assumed …

A unique Finnish household-level data from 1994 to 2009 allow us to measure how households' financial expectations are … related to the subsequent outcomes. We use the difference between the two to measure forecast errors and household optimism …