does not take health conditions (or smoking status) into account in its annuity pricing. We find, contrary to the theory …

We exploit the fact that Israeli pension insurance policies do not take health conditions or smoking status into …

model of smoking and medical care use that highlights two forms of selection: selective mortality and non-random cessation …The contribution of cigarette smoking to national health expenditures is thought to be large, but our current … understanding of the effect of smoking on annual medical expenditures is limited to studies that use cross-sectional data to make …

motivating empirically observable patterns of addictive goods consumption. I take the case of smoking as unhealthy behavior …, calibrate the model with U.S. data, and apply it in order to investigate the life cycle patterns of smoking and quitting smoking …