This study examines whether the recent UK regulatory decision to introduce a blanket ban on the joint provision of consumer lending and credit insurance was justified. This case has wide regulatory implications following international concerns that the sale of credit insurance has been...

This paper examines the joint pricing of credit insurance and unsecured lending. This case has wider regulatory implications following concerns that the sale of credit insurance as a secondary or add-on product has resulted in uncompetitive pricing, limited product utility and possible...