both for individual retirement planning and for policymakers, especially if legislation makes annuitization, at least in … annuities, which is of relevance to insurance pricing. -- Stochastic Mortality ; Deferred Annuitization ; Retirement Decisions …

Dynamic retirement glidepaths evolve over time based on some measure such as the retiree's funded status or current … static retirement glidepath would be the one that performs better than all others with respect to some metric. When … systematic withdrawals are made from a retirement portfolio, glidepaths are often assessed via the probability of ruin (or …

), but instead of the savings rate, the agent optimally chooses his asset portfolio for retirement, according to his risk …The paper presents a model of retirement plan enrollment, under the presence of a default asset portfolio, in which …

This paper investigates individuals' investment behaviour in their retirement savings surrounding milestone birthday … to make investment changes. We utilise a large Australia retirement savings fund which provides the history of investment …

Retirees who purchase an annuity may assume that retirement savings accounts are ideal for funding retirement income … benefits vary significantly by investor characteristics and the tax efficiency of investments held in non-qualified savings. In …

explanatory channel. The increased savings in personal retirement plans is entirely driven by those who made consistent …How does the provision of public pension benefits impact private savings? We answer this question in the context of a …, inconsistent with the notion that future differences in pension eligibility impact savings. Second, we show large savings responses …

Many nations incentivize retirement saving by letting workers defer taxes on pension contributions, imposing them when … taxing pension contributions instead of withdrawals leads to delayed retirement, somewhat lower lifetime tax payments, and …

-mandatory retirement savings. To answer this question we analyze the intra-household allocation of retirement savings between partners in … of household decision making can thus be rejected with respect to retirement savings. …Traditionally, households have been seen as acting as a single unit when it comes to savings. Although this might be …

We adapt the design of five experimental studies on retirement decision-making and conduct reproductions with a larger … subjects collect retirement benefits as lump-sum instead of annuities, they choose to retire later. The duration of retirement … affects the saving behavior of the subjects. Savings are higher when they are incentivized with matching contributions than …