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The confluence of three trends in the U.S. residential housing market - rising home prices, declining interest rates, and near-frictionless refinancing opportunities - led to vastly increased systemic risk in the financial system. Individually, each of these trends is benign, but when they occur...
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The European Union (EU) advocates a plastic waste recycling rate of more than 55% through home separation by households …. Even for the Netherlands, which has already invested heavily in plastic recycling policies, there is still a challenge to … recycling plastic waste increases, if post separation is chosen. …
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ownership and expenses, levels and paths of health status, number of household members, and out-of -pocket medical expenditures …In this paper we document significantly steeper declines in nondurable expenditures in the UK compared to the US, in …
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