"Does too much competition in banking hurt society? What policies can best protect and stabilize banking without … competition and what should be done about it. Competition and Stability in Banking addresses the critical relationships between … competition, regulation, and stability, and the implications of coordinating banking regulations with competition policies. Xavier …

Theory makes ambiguous predictions about the relationship between market structure and competitiveness of the banking …, while cross-country studies point mostly to a positive relationship between competition and stability in the banking system …. Where liberalization and unfettered competition have resulted in fragility, this has been mostly the consequence of …