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COVID-19 and People's Health-Wealth Preferences : Information Effects and Policy Implications
Hargreaves Heap, Shaun P. - 2020
Policy makers responding to COVID-19 need to know people's relative valuation of health over wealth. Loosening and tightening lockdowns moves a society along a (perceived) health-wealth trade-off and the associated changes have to accord with the public's relative valuation of health and wealth...
Persistent link: https://www.econbiz.de/10012833584
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Exposure to the COVID-19 Stock Market Crash and its Effect on Household Expectations
Hanspal, Tobin - 2020
, desired working hours, and household debt, but have only small effects on expected spending. We provide correlational and …
Persistent link: https://www.econbiz.de/10012835653
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Exposure to the COVID-19 Stock Market Crash and its Effect on Household Expectations
Hanspal, Tobin - 2020
, desired working hours, and household debt, but have only small effects on expected spending. We provide correlational and …
Persistent link: https://www.econbiz.de/10012836671
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Exposure to the COVID-19 stock market crash and its effect on household expectations
Hanspal, Tobin; Weber, Annika; Wohlfart, Johannes - 2020
, desired working hours, and household debt, but have only small effects on expected spending. We provide correlational and …
Persistent link: https://www.econbiz.de/10012223788
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A critique of the literature on the US financial debt crisis
Stein, Jerome L. - 2010
leverage, the optimum and excessive risk and the probability of a debt crisis. The theoretically founded early warning signals … crisis ; optimal leverage and debt ratios ; Congressional Oversight Panel ; Case-Shiller index …
Persistent link: https://www.econbiz.de/10003936616
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Household debt and saving during the 2007 recession
Chakrabarti, Rajashri; Lee, Donghoon; Klaauw, Wilbert … - 2011
Using credit report records and data collected from several household surveys, we analyze changes in household debt and … appears to reflect a considerable decline in household debt, as households paid down mortgage debt in particular. At the end … of 2009, individuals expected to continue increasing their saving and paying down of debt, which is consistent with what …
Persistent link: https://www.econbiz.de/10008935752
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Do financial counseling mandates improve mortgage choice and performance? Evidence from a legislative experiment
Agarwal, Sumit; Amromin, Gene; Ben-David, Itzhak; … - 2009
We explore the effects of mandatory third-party review of mortgage contracts on the terms, availability, and performance of mortgage credit. Our study is based on a legislative experiment in which the State of Illinois required 'high-risk' mortgage applicants acquiring or refinancing properties...
Persistent link: https://www.econbiz.de/10010292159
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Why did so many people make so many ex post bad decisions? The causes of the foreclosure crisis
Foote, Christopher L.; Gerardi, Kristopher S.; Willen, … - 2012
We present 12 facts about the mortgage crisis. We argue that the facts refute the popular story that the crisis resulted from finance industry insiders deceiving uninformed mortgage borrowers and investors. Instead, we argue that borrowers and investors made decisions that were rational and...
Persistent link: https://www.econbiz.de/10010292274
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A Meta-Analysis of the Willingness to Pay for Reductions in Pesticide Risk Exposure
Travisi, Chiara M.; Nijkamp, Peter; Florax, Raymond J. G. M. - 2004
The use of environmental policy instruments such as eco-labelling and pesticide taxes should preferably be based on disaggregate estimates of the individuals' willingness to pay (WTP) for pesticide risk reductions. We review the empirical valuation literature dealing with pesticide risk exposure...
Persistent link: https://www.econbiz.de/10011324976
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Genügend Widerstandskraft? Immobilienfinanzierung und Haushaltsverschuldung in Deutschland, Großbritannien, den Niederlanden und den USA
Badunenko, Oleg; Barasinska, Nataliya; Schäfer, Dorothea - In: Vierteljahrshefte zur Wirtschaftsforschung 78 (2009) 1, pp. 127-142
countries. However, the current burden on budgets caused by monthly debt service is comparatively large, especially in the lower … income quartile. Quick repayment of loans may be responsible for the high burden of German households. The high debt service …
Persistent link: https://www.econbiz.de/10010377874