) leading to efficiency gains in the banking market. Our findings suggest that the more frequent bank failures occurring in a …We exploit the introduction of free banking laws in US states during the 1837-1863 period to examine the impact of … removing barriers to bank entry on bank competition and economic growth. As governments were not concerned about systemic …

only available since 2008. Fee-based banking services comprise 35% of bank revenues so assessing competition by service …-based competition measures explain only 1% of HHI variation. HHI merger/acquisition guidelines could be raised since current banking …The three main measures of competition (HHI, Lerner Index, and H-Statistic) are uncorrelated for U.S. banks. We …

' perspective). The paper contributes by integrating competition measures into the study of efficiency, demonstrating that inclusion … banking sector, particularly with regard to competition …The banking markets of USA and Canada have gone through the Global Financial Crisis (GFC) and many other changes during …

crisis. The analysis indicates that low interest rates and increased competition among financial intermediaries have not lead …

How does access to banking services affect small firms in highly developed countries? We exploit the unique legal … two major events that affected marijuana firms' access to banking services. A survey taken by marijuana firms complements … find that firms without access to banking not only have difficulties attaining loans but are also hindered by their impeded …

This paper examines the impacts of banking market structure and regulation on economic growth using new data on banking … manufacturing sector was expanding rapidly and restrictive branching laws segmented the U.S. banking system geographically. Unlike … studies of developing and developed countries today, we find that banking market concentration generally had a positive impact …

Purpose - This paper investigates the development of efficiency and the progress of banking integration in the European … for convergent clusters in banking efficiency. Findings - Our main findings show that the bank efficiency of the US is … convergence of efficiency of Eurozone, European and US banking. Finally, in our paper special consideration was given to the …

paper develops a framework to evaluate state banking, reviews prior experiences with state banking and related alternatives … to traditional private banking and identifies five questions determining the advisability of creating a state bank. The …

Almost Ideal Demand System. In addition, we suggest a more general way of measuring efficiency that can incorporate a concern … between the risk-incentives literature in banking that ignores the microeconomics of production and the production literature …