Showing 1 - 10 of 6,448
This paper examines the relative cost efficiency of U.S. small banks after the 2008 Global Financial Crisis (2008 GFC … the overall efficiency using yearly and pooled data. The overall efficiency measure is then decomposed into allocative …, technical, pure-technical, and scale efficiency to better understand the sources of small banks' inefficiencies. The results …
Persistent link: https://www.econbiz.de/10015326631
By eliminating the influence of statistical noise, stochastic frontier techniques permit the estimation of the best-practice value of a firmś investment opportunities and the magnitude of a firmś systematic failure to achieve its best-practice market value - a gauge of the magnitude of agency...
Persistent link: https://www.econbiz.de/10011490908
Purpose - This paper investigates the development of efficiency and the progress of banking integration in the European … for convergent clusters in banking efficiency. Findings - Our main findings show that the bank efficiency of the US is … convergence of efficiency of Eurozone, European and US banking. Finally, in our paper special consideration was given to the …
Persistent link: https://www.econbiz.de/10012887337
explaining the variation of gross loans. -- bank loan inefficiency ; weather conditions ; panel VAR ; causality ; US banking …
Persistent link: https://www.econbiz.de/10009565392
Almost Ideal Demand System. In addition, we suggest a more general way of measuring efficiency that can incorporate a concern … between the risk-incentives literature in banking that ignores the microeconomics of production and the production literature …
Persistent link: https://www.econbiz.de/10011576770
The second Basel Capital Accord points to market discipline as a tool to reinforce capital standards and supervision in promoting bank safety and soundness. The Bank for International Settlements contends that market discipline imposes strong incentives on banks to operate in a safe and...
Persistent link: https://www.econbiz.de/10011582019
would be wrong and (ii) how revenue and cost efficiencies contribute to profit efficiency. Using data from U.S. commercial ….5% is due to revenue inefficiency and 4.7% to cost inefficiency. Cost efficiency weighs more than revenue efficiency in … estimated profit efficiency. However, compared with cost inefficiency, revenue inefficiency affects more overall profitability …
Persistent link: https://www.econbiz.de/10013059150
An issue that has not been dealt in the literature refers to the relationship between bank loan efficiency and weather … between weather and bank loan efficiency, using a panel data set that includes 69 banks operating in the US spanning the …
Persistent link: https://www.econbiz.de/10013120676
(DTDF) based formulation of banking technology which explicitly accommodates the presence of undesirable nonperforming loans … nonperforming loans as an undesirable output in the bank's production process. Since the stochastic DTDF describing banking … allow us to identify the "cost-optimal" directional vector for the banking DTDF, thus eliminating the uncertainty associated …
Persistent link: https://www.econbiz.de/10013015920
efficiencies between US and Canadian commercial banks to examine whether structural differences in the two countries' banking … industries create differences in efficiencies. Since efficiency is a valuable measurement to indicate the ability of an … cost efficiencies in order to find new evidence given the mixed results in previous literature. Profit efficiency is also …
Persistent link: https://www.econbiz.de/10012850401