Purpose - This paper investigates the development of efficiency and the progress of banking integration in the European … for convergent clusters in banking efficiency. Findings - Our main findings show that the bank efficiency of the US is … convergence of efficiency of Eurozone, European and US banking. Finally, in our paper special consideration was given to the …

) leading to efficiency gains in the banking market. Our findings suggest that the more frequent bank failures occurring in a …We exploit the introduction of free banking laws in US states during the 1837-1863 period to examine the impact of … find that the introduction of free banking laws stimulated the creation of new banks and led to more bank failures. Our …

explaining the variation of gross loans. -- bank loan inefficiency ; weather conditions ; panel VAR ; causality ; US banking …

An issue that has not been dealt in the literature refers to the relationship between bank loan efficiency and weather … between weather and bank loan efficiency, using a panel data set that includes 69 banks operating in the US spanning the …

only available since 2008. Fee-based banking services comprise 35% of bank revenues so assessing competition by service …-based competition measures explain only 1% of HHI variation. HHI merger/acquisition guidelines could be raised since current banking …

There is little consensus regarding the overall performance of mergers and acquisitions in the banking industry. The … goal of this paper is to investigate the change in operating performance, efficiency, and value addition of US bank mergers … adjusted performance more than product focused mergers. The efficiency or profitability of targets have either a positive or no …

compare the two bank types on the basis of cost efficiency. We decompose cost efficiency into a persistent and a residual … estimates show community banks to exhibit a 4.9% higher efficiency compared to their non-community counterparts. The … regulatory front. Size is non-linearly related to efficiency and large community banks are the most efficient. A strong positive …

would be wrong and (ii) how revenue and cost efficiencies contribute to profit efficiency. Using data from U.S. commercial ….5% is due to revenue inefficiency and 4.7% to cost inefficiency. Cost efficiency weighs more than revenue efficiency in … estimated profit efficiency. However, compared with cost inefficiency, revenue inefficiency affects more overall profitability …