This paper examines the relative cost efficiency of U.S. small banks after the 2008 Global Financial Crisis (2008 GFC … the overall efficiency using yearly and pooled data. The overall efficiency measure is then decomposed into allocative …, technical, pure-technical, and scale efficiency to better understand the sources of small banks' inefficiencies. The results …

Purpose - This paper investigates the development of efficiency and the progress of banking integration in the European … for convergent clusters in banking efficiency. Findings - Our main findings show that the bank efficiency of the US is … convergence of efficiency of Eurozone, European and US banking. Finally, in our paper special consideration was given to the …

An issue that has not been dealt in the literature refers to the relationship between bank loan efficiency and weather … between weather and bank loan efficiency, using a panel data set that includes 69 banks operating in the US spanning the …

would be wrong and (ii) how revenue and cost efficiencies contribute to profit efficiency. Using data from U.S. commercial ….5% is due to revenue inefficiency and 4.7% to cost inefficiency. Cost efficiency weighs more than revenue efficiency in … estimated profit efficiency. However, compared with cost inefficiency, revenue inefficiency affects more overall profitability …

The banking markets of USA and Canada have gone through the Global Financial Crisis (GFC) and many other changes during … the period 2003-15. The USA banking market was impacted by the Global Financial Crisis (GFC), and several mergers occurred …. This study compares the impact of changing market concentration and power on the efficiency of the major banks in both the …

explaining the variation of gross loans. -- bank loan inefficiency ; weather conditions ; panel VAR ; causality ; US banking …

Almost Ideal Demand System. In addition, we suggest a more general way of measuring efficiency that can incorporate a concern … between the risk-incentives literature in banking that ignores the microeconomics of production and the production literature …

(DTDF) based formulation of banking technology which explicitly accommodates the presence of undesirable nonperforming loans … nonperforming loans as an undesirable output in the bank's production process. Since the stochastic DTDF describing banking … allow us to identify the "cost-optimal" directional vector for the banking DTDF, thus eliminating the uncertainty associated …