This paper constructs a dynamic model of health insurance to evaluate the short- and long run effects of policies that … prevent firms from conditioning wages on health conditions of their workers, and that prevent health insurance companies from … charging individuals with adverse health conditions higher insurance premia. Our study is motivated by recent US legislation …

This paper constructs a dynamic model of health insurance to evaluate the short- and long run effects of policies that … prevent firms from conditioning wages on health conditions of their workers, and that prevent health insurance companies from … charging individuals with adverse health conditions higher insurance premia. Our study is motivated by recent US legislation …

spillovers to achievement test scores. -- obesity ; physical activity ; physical education ; children ; health … have advocated increasing the time that elementary school children spend in physical education (PE) classes. However …

different levels of schooling on health, health-related behaviors, and labor market outcomes. We develop an approach that is a … responses to education and find evidence for substantial heterogeneity in unobserved variables on which agents make choices. The … estimated treatment effects of education are decomposed into the direct benefits of attaining a given level of schooling and …

This paper estimates returns to education using a dynamic model of educational choice that synthesizes approaches in … differentials. For some, there are substantial causal effects of education at all stages of schooling. …

One impetus for reform of the health care system in the United States is that in the U.S. more is spent on medical care … functioning of the health care sector, they are unlikely to have a major effect on spending levels (unless they artificially …