This paper studies how a bank's diversification affects its own risk taking behavior and the risk taking of competing ….S. commercial banking sector indicate that a bank's risk taking is lower when its competitors have a more diversified branch network …, I further pin down a causal relationship between the diversification of competitors and a bank's risk taking behavior …

the public, long-term systemic risk among banks tends to increase. From the dynamic perspective, bank penalties represent … long-term. In this respect, bank penalties resemble still waters that run deep. In contrast, a settlement with regulatory …

A growing body of literature indicates that competition increases bank soundness. Applying an industrial organization … indeed increases bank efficiency. Second, building on these results, we examine the relation between the Boone indicator … bank soundness. We find evidence that competition robustly increases bank soundness, via the efficiency channel …

fact, the largest when the bank is foreign. Our evidence suggest that investors value relationships with more competitive … applicable also to the European markets where regulatory and economic borders do not coincide and bank identities and reputation … seem to matter a great deal. -- Relationship banking ; bank organization ; bank origin ; loan announcement return …

enjoy a significant reduction in funding costs if affiliation with a bank extended the federal safety net for banks to cover …