in the banking sectors of various countries. After the 2007-2009 crisis, bank capital requirements have, in some cases … guidelines has contributed to regulatory complexity, even when omitting other bank capital regulations that are specific to the … US, and (3) how the US regulatory measures still do not provide equally valuable information about whether a bank is …

, policymakers, and bank managers for better decision making. …

-risk-based capital ratios and bank risk-taking. The findings also demonstrate that an increase in capital buffer ratios decreases the …

firm incentives in a post-reform financial system. -- Financial regulatory reform ; corporate governance ; bank charter … ; bank insolvency …

This paper examines the impact of charter type, holding company structure, and measures of bank fragility on the … likelihood of a bank bailout or failure during the late 2000s financial crisis. The empirical results indicate that established … brokered deposits, and held a relatively large portfolio of real estate loans. In addition, bank failure was more likely for …

to partially compensate for the changes resulting from the new rules: On average, if a bank’s capital ratio when measured … under the new rules was lower than under the old rules, then the bank took steps to increase its capital ratio, compared to … a bank whose capital ratio did not change with the new rules. This adjustment took place prior to the publication of the …

The recent crisis has underlined the importance of sound bank liquidity management. In response, regulators are … authors analyse the impact of liquid asset holdings on bank profitability for a sample of large U.S. and Canadian banks … that this relationship varies depending on a bank's business model and the state of the economy. These results are …