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Using credit report records and data collected from several household surveys, we analyze changes in household debt and … appears to reflect a considerable decline in household debt, as households paid down mortgage debt in particular. At the end … to become harder to obtain during 2010. -- household debt and saving ; 2007 recession ; credit access ; mortgage debt …
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With restricted-use data from the U.S. Census Bureau, I conduct an analysis of the macro- and micro-economic determinants of marrying. Based on observations across a broad segment of calendar years (from 1978 to 2010), I examine the measures of the national unemployment rate for males, national...
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Eligibility and benefits for anti-poverty income transfers in the U.S. are based on both the means and the household …
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Deep within the American Dream lies the belief that hard work and steady saving will ensure a comfortable retirement and a better life for one's children. But in a nation experiencing unprecedented prosperity, even for many families who seem to be doing everything right, this ideal is still out...
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