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This paper examines racial disparities in mortgage processing time prior to the global financial crisis. We find that Black borrowers are underrepresented and experience a longer processing time than White borrowers among the mortgages securitized by government-sponsored enterprises. At the same...
Persistent link: https://www.econbiz.de/10014278262
This paper presents VAR results on the recent economic history of the USand focuses on the dependence of US macro financial variables on international capital flows. Both gross and net flows are included in the analysis. The results indicate that cross-border funding has affected the build-up in...
Persistent link: https://www.econbiz.de/10010532072
Persistent link: https://www.econbiz.de/10011346552
This paper examines racial disparities in mortgage processing time prior to the global financial crisis. We find that Black borrowers are underrepresented and experience a longer processing time than White borrowers among the mortgages securitized by government-sponsored enterprises. At the same...
Persistent link: https://www.econbiz.de/10012802002
Persistent link: https://www.econbiz.de/10011574259
Persistent link: https://www.econbiz.de/10004942888
Persistent link: https://www.econbiz.de/10011372430
We analyze linked databases on all Small Business Administration (SBA) loans, on all SBA lenders, and on all U … lenders. The estimation results imply an increase of 3-4 jobs for each million dollars of loans, suggesting that credit …-county versus non-SBA county-industry control firms. Finally, for loans issued over the 1992-2007 period, we estimate total job …
Persistent link: https://www.econbiz.de/10011309136
We analyze differences in the pricing of syndicated loans between U.S. and European loans. For credit lines, U …. For term loans, U.S. firms pay significantly higher spreads. While European firms across the rating spectrum issue terms … loans, only low quality U.S. firms rely on term loans. U.S. issuers perform worse after loan origination compared to …
Persistent link: https://www.econbiz.de/10011436380