.S. banking industry. We employ a frequency decomposition of volatility spillovers (connectedness) to assess system-wide risk … the public, long-term systemic risk among banks tends to increase. From the dynamic perspective, bank penalties represent … long-term. In this respect, bank penalties resemble still waters that run deep. In contrast, a settlement with regulatory …

reducing the risk of trade transactions. This paper uses banking data from the United States to document new empirical patterns … regarding the use of letters of credit and similar bank guarantees. The analysis shows that the volume of banks’ trade finance …

This paper explores the relationship between bank global exposure and their syndicated loan spreads. Linking syndicated … loan information from Dealscan with confidential US bank foreign exposure data and borrower characteristics, we find that … more bank global exposure is associated with a higher loan spread that is statistically significant. To analyze this …

financial services, the number of U.S. bank branches has continued to increase steadily over time. Further, an increasing … lower bank-average deposits per branch and roughly equal volumes of small business loans per branch, but no reduction in net …-sized branch networks had lower bank-average deposits and small business loan volume per branch, but had lower net deposit costs …

The policy debate on whether to strengthen or to remove the legal barriers between banking and commerce has paid little … part of a two-part study, provides an overview of the potential gains of integrating banking and commerce. Economic theory … enjoy a significant reduction in funding costs if affiliation with a bank extended the federal safety net for banks to cover …

possible benefits from combining banking and commerce, including portfolio diversification, the creation of internal capital … authors stress that bank management contemplating diversification into the commercial sector must be selective about which … specific industries they choose, while corporate management interested in moving into banking might need to settle for somewhat …

firm incentives in a post-reform financial system. -- Financial regulatory reform ; corporate governance ; bank charter … ; bank insolvency …

mitigated when banks are better capitalized. We also find that these deviations are associated with bank depositor and borrower …