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On risk, leverage and banks : do highly leveraged banks take on excessive risk?
Koudstaal, Martin; Wijnbergen, Sweder van - 2012
Persistent link: https://www.econbiz.de/10009722695
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An Empirical Analysis of the Impact of Fines on Bank Reputation in the US and UK
Tilley, Sharadha V - 2018
banking are significant and negative as well as those associated with related parties, but not third parties …
Persistent link: https://www.econbiz.de/10012933830
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Has "too big to fail" been solved? : a longitudinal analysis of major U.S. banks
Thosar, Satish; Schwandt, Bradley - In: Journal of risk and financial management : JRFM 12 (2019) 1/24, pp. 1-14
In the wake of the global financial crisis that erupted in 2008, there has been extensive commentary and regulatory focus on the 'Too Big to Fail' issue. In this paper, we survey the proposed solutions and regulatory initiatives that have been undertaken. We conduct a longitudinal analysis of...
Persistent link: https://www.econbiz.de/10012022346
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On Risk, Leverage and Banks: Do highly Leveraged Banks take on Excessive Risk?
Koudstaal, Martin; van Wijnbergen, Sweder - 2012
This paper deals with the relation between excessive risk taking and capital structure in banks. Examining a quarterly dataset of U.S. banks between 1993 and 2010, we find that equity is valued higher when more risky portfolios are chosen when leverage is high, and that more risk taking has a...
Persistent link: https://www.econbiz.de/10010326471
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Risk-Shifting Behavior at Commercial Banks Under Different Deposit Insurance Systems : Further Evidence from U.S. Markets
Chang, Chuang-Chang - 2011
This paper provides further evidence regarding the effect of deposit insurance on the risk-shifting behavior at commercial banks in the United States. In particular, we compare the risk-shifting behavior of commercial banks before and after adopting the risk-based capital requirements in the...
Persistent link: https://www.econbiz.de/10013121658
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Bank Lobbying as a Financial Safety Net : Evidence from the Post-Crisis U.S. Banking Sector
Asai, Kentaro - 2020
economically significant in the post-crisis U.S. banking sector. This result is consistent with the reduced-form evidence and has …
Persistent link: https://www.econbiz.de/10012852488
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Bank deregulation, competition and economic growth : the US free banking experience
Ager, Philipp; Spargoli, Fabrizio - 2013
stability in this period, we are able to isolate the effects of bank competition from those of state implicit guarantees. We …We exploit the introduction of free banking laws in US states during the 1837-1863 period to examine the impact of … removing barriers to bank entry on bank competition and economic growth. As governments were not concerned about systemic …
Persistent link: https://www.econbiz.de/10010227307
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Measuring agency costs and the value of investment opportunities of U.S. bank holding companies with stochastic frontier estimation
Hughes, Joseph P.; Mester, Loretta J.; Moon, Choon-geol - 2016
By eliminating the influence of statistical noise, stochastic frontier techniques permit the estimation of the best-practice value of a firmś investment opportunities and the magnitude of a firmś systematic failure to achieve its best-practice market value - a gauge of the magnitude of agency...
Persistent link: https://www.econbiz.de/10011490908
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Banking Competition and Shrouded Attributes : Evidence from the US Mortgage Market
Agarwal, Sumit - 2020
We document that banking deregulation leads banks to offer lower initial rates on adjustable-rate mortgages to attract …. Although competition reduces firm revenues and benefits consumers initially, shrouding helps banks offset the vast majority of …
Persistent link: https://www.econbiz.de/10012854765
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Regulatory Competition and Cross-Fertilization in the US Banking Markets
Tirtiroglu, Dogan - 2014
We examine empirically cross-fertilization in the productivity growth of banks between a state and its neighboring and non-neighboring states before (1971-1977) and during (1982-1995) the interstate multibank holding company (IMBHC) deregulations, upon which, cross-border bank M&As, mainly among...
Persistent link: https://www.econbiz.de/10013053554