lower returns to achieve a substantial reduction in risk. -- banking and commerce ; portfolio diversification … possible benefits from combining banking and commerce, including portfolio diversification, the creation of internal capital … nonfinancial industries into hypothetical portfolios using industry-level profitability data calculated from corporate tax returns …

This study examines the influence of US banks' revenue diversification on their profitability, equity capital, and … credit risk, by size. By a simple decomposition of Return On Capital (ROC) I show how popular revenue diversification … measures on, profitability, equity capital, and credit risk broken down by size groups, using multivariate statistical …

period from 2002 to 2019. Our results show that funding and income (assets) diversification has a positive (detrimental …) effect on the cost efficiency of the banks, while funding (income) diversification has a significantly negative (positive …) effect on profit efficiency. Our findings reveal that during the global financial crisis asset diversification is not …

This study examines the infuence of US banks' revenue diversification on profitability, equity capital, and credit risk … diversification measures on profitability, equity capital, and credit risk both in comparative statics and dynamically along the … business cycles. Moreover, profitability, equity capital, and risk in medium size banks reflect insensitivity to these measures …

guarantees could also amplify a moral hazard problem that induces large banks to take excessive risk. If such risk is mispriced … diversification index to account for complexity, we find robust evidence consistent with mispricing among the most diversified large …

prevailing "modal bank" are better off compared with those pursuing generic diversification. Moreover, we find that early …

. This paper investigates whether diversification influences banks' investment (credit) policy and profitability. Diversified …U.S. banks have increasingly diversified into activities traditionally considered as non-core for the banking sector … banks appear to benefit from “coinsurance,” supply more credit, and seem more profitable. However, diversification does not …

This paper assesses the impact of the geographic diversification of bank holding company (BHC) assets across the United …

paper we use accounting data from the banking industry to examine empirically whether shifts in the profit weights are … ownership on profits in the banking industry …