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The Value of Time in the United States : Estimates from Nationwide Natural Field Experiments
Goldszmidt, Ariel; List, John A.; Muir, Ian; Metcalfe, … - 2020
The value of time determines relative prices of goods and services, investments, productivity, economic growth, and measurements of income inequality. Economists in the 1960s began to focus on the value of non-work time, pioneering a deep literature exploring the optimal allocation and value of...
Persistent link: https://www.econbiz.de/10014090123
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Sexual orientation and household savings : do homosexual couples save more?
Negrusa, Brighita; Oreffice, Sonia - 2010
We analyze how sexual orientation is related to household savings using 2000 US Census data, and find that gay and lesbian couples own significantly more retirement income than heterosexuals, while cohabiting heterosexuals save more than their married counterparts. In a household savings model,...
Persistent link: https://www.econbiz.de/10003968422
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Sexual orientation and household decision making : same-sex couples’ balance of power and labor supply choices
Oreffice, Sonia - 2008
I estimate how intra-household bargaining affects gay and lesbian couples’ labor supplies, investigating their similarity to heterosexual decision-making, in a collective household framework. Data from the 2000 US Census show that couples of all types exhibit a significant response to...
Persistent link: https://www.econbiz.de/10008798529
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Market-Based loss mitigation practices for troubled mortgages following the financial crisis
Agarwal, Sumit; Amromin, Gene; Ben-David, Itzhak; … - 2010
The meltdown in residential real-estate prices that commenced in 2006 resulted in unprecedented mortgage delinquency rates. Until mid-2009, lenders and servicers pursued their own individual loss mitigation practices without being significantly influenced by government intervention. Using a...
Persistent link: https://www.econbiz.de/10008823479
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Household Labor Supply, Child Development and Childcare Policies in the United States
Verriest, Ewout - 2019
Credit, in terms of fostering child cognition and reducing intra-household inequality, could be improved by giving cash to … mothers directly, and by making the credit increase with the child's age. Second, I consider expansions of the Child and … Dependent Care Tax Credit which offer larger formal childcare subsidies and relax the employment requirements. I estimate that a …
Persistent link: https://www.econbiz.de/10012893410
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The role of securitization in mortgage renegotiation
Agarwal, Sumit; Amromin, Gene; Ben-David, Itzhak; … - 2011
We study the effects of securitization on renegotiation of distressed residential mortgages over the current financial crisis. Unlike prior studies, we employ unique data that directly observe lender renegotiation actions and cover more than 60% of the U.S. mortgage market. Exploiting...
Persistent link: https://www.econbiz.de/10008821936
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A U.S. analysis of the macro- and micro-economics of family formation : marrying in the great recession and prior post-industrial recessions ; conference paper
Espinoza, C. Soledad - 2014
With restricted-use data from the U.S. Census Bureau, I conduct an analysis of the macro- and micro-economic determinants of marrying. Based on observations across a broad segment of calendar years (from 1978 to 2010), I examine the measures of the national unemployment rate for males, national...
Persistent link: https://www.econbiz.de/10010431597
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Americans' financial capability
Lusardi, Annamaria - 2011
Persistent link: https://www.econbiz.de/10009158812
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Special issue in credit, debt and financial literacy
Normann, Konstantin von (contributor) - 2012
Persistent link: https://www.econbiz.de/10009625629
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Financial Literacy and High-Cost Borrowing in the United States
Lusardi, Annamaria - 2013
In this paper, we examine high-cost methods of borrowing in the United States, such as payday loans, pawn shops, auto title loans, refund anticipation loans, and rent-to-own shops, and offer a portrait of borrowers who use these methods. Considering a representative sample of more than 26,000...
Persistent link: https://www.econbiz.de/10013083084