Narrow search
Showing 1 - 10 of 4,507
Cover Image
Reverse mortgage participation in the United States : evidence from a national study
Chatterjee, Swarn - In: International Journal of Financial Studies : open … 4 (2016) 1, pp. 1-10
elderly homeowners' decision to obtain reverse mortgage loans. The findings of this study suggest that very few homeowners … participated in the reverse mortgage market, and homeowners younger than 67 were less likely to have reverse mortgage loans … reverse mortgage loans. Further analyses reveal that among the reverse mortgage participants, homeowners with long-term care …
Persistent link: https://www.econbiz.de/10011474457
Cover Image
A comparative analysis of reverse mortgages : evidence from Puerto Rico and the United States
Cardona, Rogelio J.; Castro-González, Karen C. - In: Global journal of business research : GJBR 8 (2014) 5, pp. 41-57
Persistent link: https://www.econbiz.de/10010428666
Cover Image
Impatience and credit behavior : evidence from a field experiment
Meier, Stephan (contributor); Sprenger, Charles (contributor) - 2007
This paper tests whether heterogeneity of time preferences can explain individual credit behavior. In a field experiment targeting individuals from low-to-moderate income households, we measure individual time preferences through choice experiments, and then match these time preference measures...
Persistent link: https://www.econbiz.de/10003715716
Cover Image
Life-Cycle Consumption Patterns at Older Ages in the US and the UK : Can Medical Expenditures Explain the Difference?
Banks, James W.; Blundell, Richard W.; Levell, Peter; … - 2015
Our data indicate significantly steeper declines in nondurable expenditures in the UK compared to the US in spite of income paths at older ages exhibiting similar declines. We examine several possible causes, including different employment paths, housing ownership and expenses, levels and paths...
Persistent link: https://www.econbiz.de/10014135181
Cover Image
Life-cycle consumption patterns at older ages in the US and the UK : can medical expenditures explain the difference?
Banks, James; Blundell, Richard W.; Levell, Peter; … - 2015
In this paper we document significantly steeper declines in nondurable expenditures in the UK compared to the US, in spite of income paths being similar. We explore several possible causes, including different employment paths, housing ownership and expenses, levels and paths of health status,...
Persistent link: https://www.econbiz.de/10010498398
Cover Image
Life-cycle consumption patterns at older ages in the US and the UK : can medical expenditures explain the difference?
Banks, James; Blundell, Richard W.; Levell, Peter; … - 2016
In this paper we document significantly steeper declines in nondurable expenditures in the UK compared to the US, in spite of income paths being similar. We explore several possible causes, including different employment paths, housing ownership and expenses, levels and paths of health status,...
Persistent link: https://www.econbiz.de/10011534273
Cover Image
Reverse mortgages and linked securities : the complete guide to risk, pricing, and regulation
Bhuyan, Vishaal B. - 2011
"An institutional investor's guide to the burgeoning field of reverse mortgage securitization Reverse Mortgages and …) industry, including reverse mortgage lenders, institutional investors, underwriters, attorneys, and regulators. This book …
Persistent link: https://www.econbiz.de/10008806448
Cover Image
Does Financial Sophistication Matter in Retirement Preparedness of U.S. Households? Evidence from the 2010 Survey of Consumer Finances
Kim, Kyoung Tae - 2013
We extend previous studies of retirement adequacy by testing the effect of financial sophistication on projected retirement adequacy. In an analysis of the 2010 Survey of Consumer Finances (SCF) dataset, we found that only 42% of households are adequately prepared for retirement compared to 58%...
Persistent link: https://www.econbiz.de/10013079307
Cover Image
Impatience and credit behavior: Evidence from a field experiment
Meier, Stephan; Sprenger, Charles - 2007
This paper tests whether heterogeneity of time preferences can explain individual credit behavior. In a field experiment targeting individuals from low-to-moderate income households, we measure individual time preferences through choice experiments, and then match these time preference measures...
Persistent link: https://www.econbiz.de/10010280936
Cover Image
Life-cycle consumption patterns at older ages in the US and the UK: Can medical expenditures explain the difference?
Banks, James; Blundell, Richard; Levell, Peter; Smith, … - 2016
In this paper we document significantly steeper declines in nondurable expenditures in the UK compared to the US, in spite of income paths being similar. We explore several possible causes, including different employment paths, housing ownership and expenses, levels and paths of health status,...
Persistent link: https://www.econbiz.de/10011786830