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How commercial banks adjust capital ratios : empirical evidence from the USA?

Abbas, Faisal; Ali, Shoaib; Yousaf, Imran; Rizwan, Sohail - In: Cogent business & management 7 (2020) 1, pp. 1-18

, policymakers, and bank managers for better decision making. …

Persistent link: https://www.econbiz.de/10012655130

How do bank capital and capital buffer affect risk : empirical evidence from large US commercial banks

Abbas, Faisal; Younas, Zahid Irshad - In: Journal of central banking theory and practice 10 (2021) 2, pp. 109-131

This research aims to investigate the influence of bank capital, risk-based capital and bank capital buffers on the … behaviour of bank risk-taking by applying GMM on the data of US commercial banks ranges from 2002 to 2018. The findings show … that bank capital has a positive influence on total risk. However, risk-based capital and capital buffer have a negative …

Persistent link: https://www.econbiz.de/10012549240

Dynamics of bank capital ratios and risk-taking : evidence from US commercial banks

Abbas, Faisal; Ali, Shoaib - In: Cogent economics & finance 8 (2020) 1, pp. 1-21

-risk-based capital ratios and bank risk-taking. The findings also demonstrate that an increase in capital buffer ratios decreases the …

Persistent link: https://www.econbiz.de/10013179679

Will the Adoption of Basel II Encourage Increased Bank Merger Activity? Evidence from the United States

Hannan, Timothy H.; Pilloff, Steven J. - 2005

This study presents two tests of the hypothesis that adoption of an internal ratings-based approach to determining minimum capital requirements, proposed as part of the Basel II capital accord, would cause adopting banking organizations to increase their acquisition activity. The study employs...

Persistent link: https://www.econbiz.de/10011689918

Capital Adequacy and Capital Regulation of US Credit Unions

Goddard, John - 2009

The article examines the determinants of capital-asset ratios for credit unions in the United States, before and after the implementation of current framework for capital adequacy regulation in the year 2000. Credit unions appear to hold capital in excess of what is required by current capital...

Persistent link: https://www.econbiz.de/10013155227

Did capital requirements and fair value accounting spark fire sales in distressed mortgage-backed securities?

Merrill, Craig B.; Nadauld, Taylor D.; Stulz, René M.; … - 2012

Much attention has been paid to the large decreases in value of non-agency residential mortgage-backed securities (RMBS) during the financial crisis. Many observers have argued that the fall in prices was partly driven by decreased liquidity and fire sales. We investigate whether capital...

Persistent link: https://www.econbiz.de/10009625918

Does the market discipline banks? New evidence from the regulatory capital mix

Ashcraft, Adam B. - 2006

Although bank capital regulation permits a bank to choose freely between equity and subordinated debt to meet capital …

Persistent link: https://www.econbiz.de/10010283428

On Risk, Leverage and Banks: Do highly Leveraged Banks take on Excessive Risk?

Koudstaal, Martin; van Wijnbergen, Sweder - 2012

This paper deals with the relation between excessive risk taking and capital structure in banks. Examining a quarterly dataset of U.S. banks between 1993 and 2010, we find that equity is valued higher when more risky portfolios are chosen when leverage is high, and that more risk taking has a...

Persistent link: https://www.econbiz.de/10010326471

Are bank holding companies a source of strength to their banking subsidiaries?

Ashcraft, Adam B. - 2004

particular, I find that a bank affiliated with a multi-bank holding company is significantly safer than either a stand-alone bank … or a bank affiliated with a one-bank holding company. Not only does affiliation reduce the probability of future … other banks. Moreover, the effects of affiliation are strengthened for an expanding bank holding company. However, the …

Persistent link: https://www.econbiz.de/10010283388

Public disclosure, risk, and performance at bank holding companies

Hirtle, Beverly - 2007

This paper examines the relationship between the amount of information disclosed by bank holding companies (BHCs) and …

Persistent link: https://www.econbiz.de/10010283481

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