Bank branch density, defined as the number of bank branches to total deposits, has significantly declined over the past …

firm incentives in a post-reform financial system. -- Financial regulatory reform ; corporate governance ; bank charter … ; bank insolvency …

This article examines the impact of financial derivatives on systematic risk of publicly listed U.S. bank holding …

decrease a bank's incentive to take risk with its remaining ineligible assets. A greater capacity to respond to liquidity … stress increases the potential profits a bank would put at stake by making risky investments, but it also mitigates the … illiquidity disadvantages of holding risky assets. We then empirically estimate the effect of two liquidity regulations on bank …

This paper examines the impact of charter type, holding company structure, and measures of bank fragility on the … likelihood of a bank bailout or failure during the late 2000s financial crisis. The empirical results indicate that established … brokered deposits, and held a relatively large portfolio of real estate loans. In addition, bank failure was more likely for …

, policymakers, and bank managers for better decision making. …

of capital adjustment across different bank characteristics for the formulation of new bank regulations; particularly …

portfolios of banks that performed well in the stress-testing. In general, stress-testing has resulted in more diversified bank …