) deregulations, upon which, cross-border bank M&As, mainly among neighboring states, could enhance cross-fertilization by injecting … new blood and awakening the market for corporate control. Results show that cross-fertilization in bank performance …

enables a bank to lend more and increase profits due to economies of scale associated with compliance costs. Exploiting the … result, overall stability of the banking industry is promoted while small bank loan market concentration rises and total … small bank lending drops by 13% …

economic boom and downturn. We analyze risk characteristics (including the confidential ratings assigned by bank regulators) of … risk aspects. We also find that the ratio of SBL lending to assets has declined (from 2001 to 2012) for all bank size … groups, including community banks. The overall amount of SBL lending tends to increase when the acquirer is a large bank. Our …

their complexity by the Bank for International Settlements and the Federal Reserve. …

We examine whether bank earnings volatility depends on bank size and the degree of concentration in the banking sector … quality of management, leverage, and diversification, we find that bank size reduces return volatility. The negative impact of … bank size on bank earnings volatility decreases (in absolute terms) with market concentration. We also find that larger …

This paper offers evidence that bank managers adjust key strategic variables following a risk and/or valuation signal …. Banks receive a risk signal when they have a substantially higher volatility compared to the best performing bank(s) with … similar business model characteristics, and a valuation signal when they are undervalued relative to the average bank with …