of a financial crisis: 1) Regulation creates two categories of financial institutions. The first class faces greater … subsidized funds to make riskier investments (including investments in the second class) without regulation compensating for … moral hazard; and ii) displacement, which occurs when subsidized competition pushes the second class into riskier market …

regulation by the Fed as standalone entities. Banks, central bankers, and national regulators from around the world have … or mitigate “Too Big to Fail” — the situation in which a bank becomes so large that a government bailout is virtually …

"micro-prudential" and "macro-prudential" principles of financial regulation to enhance overall financial stability. From an … time, however, the CFPB represents a unique historical shift in the policy focus of U.S. financial regulation away from … bank stability and monetary policy to consumer protection …

competition, regulation, and stability, and the implications of coordinating banking regulations with competition policies. Xavier … competition in banking should be accounted for. Vives argues that regulation and competition policy should be coordinated, with … regulation, competition policies, and crisis interventions in Europe, the United States, as well as emerging economies. Focusing …